Fees

The financial industry has been creative when it comes to presenting (see: hiding) their fees. We want to be transparent and straight forward. The more you invest with Lysa, the lower the fee. Lysas fee is between 0.15 - 0.24%. Together with the fund- and transaction fees the total fee for you as a customer is ca. 0,342% per year including the account and everything else. No hidden fees.

Total fees per year - 0.000%

Lysa - 0.000%

The fee that goes directly to Lysa - for your portfolio and fund management.

€0.00
Underlying holdings - 0.000%

The fee that goes to the underlying funds and ETF's in which we invest your money.

€0.00
Transaction fees - 0.000%

The fee that covers transaction costs when we invest your money.

€0.00
Total per year - 0.000%
€0.00

To build the best portfolio, we invest in the equity and bond markets as part of our management mandate, currently through the funds Lysa Equites and Lysa Global Fixed Income. More information about Lysa's funds.

What you pay for

The financial industry has been creative when it comes to presenting (see: hiding) their fees. We want to be transparent and straight forward. The more you invest with Lysa, the lower the fee. The estimated total fee for you as a customer is currently max. 0.342% per year. And that includes everything.

An illustration depicting the three different layers of fees. Transaction fees at the top, fund fees in the middle, and Lysa's fees at the bottom.

Lysa's fee

At Lysa, we never accept kickbacks or compensation from anyone other than our customers. The annual fee to Lysa is the same regardless of how you choose to save and gets lower the more you save.

Fund and Transaction Fees

Fund fee is paid to the underlying funds in which your money is invested. Transaction fee is the cost of trading the funds. Both of these are included in the total fee.

The importance of a low fee

Over time, fees play a big part in the ultimate return. High fees that are deducted from your assets year after year eat up your capital and dampen the well-known effect of compound interest.

Illustration of pacman eating dots that symbolizes the fee

See the effect of fees

€2,204

more in your Lysa account after 10 years compared to an equity fund with a fee of 1.6 %*

* The average equity fund fee in Finland is 1.6 %. See how we calculated.