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We make it simpler
to save smarter.

Lysa helps you invest your money automatically in global ETF:s and index funds with ultra low fees.

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Built to suit you

We all have different dreams and goals, in life and with our investments. With Lysa, investing is not a one size fits all - it's personal. Tell us what you want to invest for and we'll provide a customised portfolio, just for you.

A screenshot from the application shows an example of the distribution between stocks and bonds.

Zero Effort

We'll do all the work for you. Every deposit you make is invested according to your goals. And with automated rebalancing we ensure that your investments are always on track.

A screenshot from the application shows three different portfolios with different amounts that have performed at different percentages.

Ultra low fees

The math is simple - the lower fees you pay, the more money goes into your savings. Lysa invests your money into some of the world's best global index funds and ETFs, with an ultra low annual fee.

Interested in the details?

Do you want to dive deeper into the details of the research we have based Lysa upon? Feel free to read our whitepaper.

How it works

1

Let's get to know each other

Open an account in minutes, it's free of charge. Start by answering a few questions about you and your financial situation.

2

We'll suggest a portfolio

Based on your responses, we suggest a personalised portfolio with global index funds and a low annual fee. You can always adjust the portfolio if you want.

3

Relax while your money grows

Based on your responses, we suggest a personalised portfolio with global index funds and a low annual fee. You can always adjust the portfolio if you want.

Time is on your side

See how your money can grow with Lysa compared to a regular bank account.

Investing

Bank account

After 0 years
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TodayAfter 30 years

This chart shows a hypothetical comparison. Investments are always associated with risk. Read more about how we calculated

The importance of a low fee

Over time, fees play a big part in the ultimate return. High fees that are deducted from your assets year after year eat up your capital and dampen the well-known effect of compound interest.

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See the effect of fees

€2,204

more in your Lysa account after 10 years compared to an equity fund with a fee of 1.6 %*

* The average equity fund fee in Finland is 1.6 %. See how we calculated.

What makes Lysa better?

Based on science - not speculation

Lysa's investment strategy is based on Nobel prize winning research. Instead of stock picking, we invest your money into thousands of companies all over the world.

Customised for you

Based on your financial goals we customise each global portfolio with a risk level that suits you. So you can sleep well at night, knowing everything is on the right track.

Financial peace of mind

As time flies and markets move we automatically rebalance the portfolios so that your risk level stays intact. And with yearly updates, we make sure that your savings are in line with your life situation.

No hidden fees

Low fees are key in order to gain long term results. With Lysa you pay a low annual cost without any hidden fees. Actually, part of our business model is to lower the fees for you.

We're on your side

Lysa's only revenue comes directly from our customers. We don't accept kickbacks or payments from anyone else. This enables us to only have one interest in mind - yours.

Just as safe as your bank

With Lysa you have the same protection as you are used to with your ordinary bank. This enables you to sign up and start investing directly without having to register with any other bank.

Don't just take our word for it

+105.000

People using Lysa

4,7 / 5
trustpilot
+1,8 billion €

Invested by Lysa users

+19 million €

in monthly savings by Lysa users

Do you have any questions?

Is it free to open an account?

Is my money safe with Lysa?

How does Lysa decide what to invest my money in?

How much does Lysa cost?

Is it free to deposit and withdraw money?

Can I set up automatic monthly deposits to my Lysa account?

What is the lowest investment amount I can get started with?

Is there an app?